Whether you are a first-time home buyer, investment buyer or looking to take out a HELOC, we can help.
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Browse today's rate comparisons to see which individual mortgage terms make the most sense for you.
Lowest rate is not always the most crucial factor when getting a mortgage. The lowest rate may cost you thousands of dollars in points. A slightly higher rate may mean closing cost credits saving you money towards your closing costs. At Mint Lending, we will advise you on your options and review them with you to make sure you are making the best financial decisions for your situation. Apply now or schedule your free, no cost consultation.
Did you know using a mortgage broker like Mint Lending gives you a wide range of loan options outside of the traditional mortgage products that a lender may offer? We shop a wide range of investors to make sure you get the best price and product. We aren’t limited to just a few products. Besides Conventional, FHA, VA and USDA loans, we have ARMs, Bank Statement, DSCR, ITIN, Mobile Home, and Jumbo products. Reach out so we can find the right mortgage loan for you.
Divorcing? It is imperative to add a Certified Divorce Lending Professional (CDLP®) like Jolene Saiz, CDLP® with Mint Lending to your professional divorce team. Often conflict arises out of lack of knowledge and a CDLP® will help you learn and take control of your situation and divorce planning enables you to be in a stronger position to negotiate. This can remove conflict and unrealistic expectations during what can be a difficult and stressful time. For more information click here https://www.jolenesaizcdlp.com
Using a local broker like Jolene Saiz, Certified Divorce Lending Professional with Mint Lending is beneficial for several reasons such as we are a local, Colorado and women-owned company working hard to support our clients and their families. You will receive exceptional, personalized service from the beginning to close of your loan. We are here when you need us, should that be evenings or weekends, not only during inconvenient call center hours. You never have to wonder who is going to answer your call, no run around here, Jolene will personally manage your loan from application to the closing table.
Your credit score is a key component in getting approved for your home loan. It is a factor in determining the rate you qualify for and the price you pay for that rate. At Mint Lending, part of our team of mortgage professionals is a credit expert who can coach you if you have less than perfect credit. Schedule your no cost consultation now. Call today to learn what your options are, (303) 638-4216
The rates are so high right now, I’m going to wait to buy until they go down. While rates are the highest they have been since 2000, statistically, they are still low. Home prices are not expected to go down, and waiting for rates to go down means everyone will be buying when they do. Once that happens you will have more buyers than houses and an increase in home prices with bidding wars like we have seen in the past. It could financially be better to buy now and refinance if rates go down. Remember, while we expect rates to go lower, there is no guarantee. Schedule your no cost consultation now to see what your options are. https://calendly.com/jolenesaiz
Don’t let being self-employed stop you from owning your home Self-employed and told you can’t get a loan because you didn’t earn enough on your taxes? We offer loans just for you! 1099’d and business owners may qualify for our Self-Employed Loans options. Click here for more information or call Jolene today.
Needing 20% for a down payment is old school, today you can get into a home with as little as 3%, maybe even no money down with Down Payment Assistance Saving up for a 20% down payment on a house? Did you know that with an FHA loan you only need 3.5% down payment and first-time home buyers may qualify for only 3% down on a Conventional loan? With Down Payment Assistance programs, those who qualify can get into a home with no money down (closing cost still apply). Call today to learn about what programs may be available to you.
Drowning in debt and don’t know what to do.? Thinking about refinancing but hate to sacrifice that amazing rate? Credit card debt with high interest rates adding up, are your student loans due? Would you like to remodel and finally have that dream kitchen or landscape your yard into an oasis but don’t want to lose that fabulous low interest rate you have now? Tapping into your home’s equity with a HELOC (Home Equity Line of Credit) or HeLoan might be a great option for you. Let’s talk to see how much equity is sitting in your home available for you to access today. Divorcing? It is imperative to add a Certified Divorce Lending Professional (CDLP®) like Jolene Saiz, CDLP® with Mint Lending to your professional divorce team. Often conflict arises out of lack of knowledge and a CDLP® will help you learn and take control of your situation and divorce planning enables you to be in a stronger position to negotiate. This can remove conflict and unrealistic expectations during what can be a difficult and stressful time. For more information click here https://www.jolenesaizcdlp.com
She is an awesome communicator; gets back with any questions you may have expediently & has great personal skills!! Would highly recommend!! Janeice Queen A Happy client
She is an awesome communicator; gets back with any questions you may have expediently & has great personal skills!! Would highly recommend!!
Jolene works hard for her clients. She will answer your questions and treat you respectfully! Sometimes loans can be intimidating- Jolene will walk you through the process, getting the loan that’s right for you . Ambra Horwith A Happy client
Jolene works hard for her clients. She will answer your questions and treat you respectfully! Sometimes loans can be intimidating- Jolene will walk you through the process, getting the loan that’s right for you .
Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:
